For AI agents: a documentation index is available at the root level at /llms.txt and /llms-full.txt. Append /llms.txt to any URL for a page-level index, or .md for the markdown version of any page.
GuidesAPI Reference
GuidesAPI Reference
    • Welcome
  • Product Overview
    • How Cash App Pay Works
    • Cash App Pay on Desktop and POS Devices
    • Cash App Pay on Mobile Devices
  • Partnerships
    • Partner with Cash App Pay
    • Partner Onboarding Requirements
    • Merchant Use Policy
    • Program Rules
  • Technical Guides
    • Cash App Pay Integration Basics
  • Resources
    • Cash App Pay Assets
    • Glossary of Terms
    • Cash App Pay Status
      • App Experience and Usage
      • Customer Identity Verification
      • Pay Kit SDK
      • Disputes
      • Settlements
      • Returns and Refunds
      • Cash App Support
      • Incentives
      • Transaction Limits and Payment Processing
  • Pay Kit SDK
LogoLogo
ResourcesFrequently Asked Questions

FAQ: Transaction Limits and Payment Processing

Was this page helpful?
Previous

Pay Kit Benefits

Next
Built with

Q: Are there minimum or maximum transaction limits for Cash App Pay?

A: Yes, there are both minimum and maximum transaction limits:

  • Minimum: $0.01
  • Maximum: Dynamic per customer based on account history, identity verification status, and available funds (stored balance + linked debit card limits)

Customer limits are not visible to merchants and vary by individual customer behavior, similar to credit card limits.

Q: Are there restrictions when using Cash App Pay for electronic goods or gift cards?

A: Yes. Cash App Pay has restrictions for certain product categories and gift card types.

Restricted product categories include:

  • Alcoholic Beverages
  • Cannabis
  • Charities & Organizations
  • Gambling & Sports Betting
  • Prescriptions
  • User-Generated Content

Gift card requirements:

  • Closed-loop gift cards (redeemable only within your ecosystem) are generally supported
  • Open-loop or third-party merchant gift cards require additional review
  • Gift cards must be non-transferable outside the merchant ecosystem with no cash-out functionality

Merchants selling restricted goods must implement the restricted goods indicator in the Payments API for compliance purposes, particularly for sponsored (underage) accounts.

Q: Does Cash App Pay support multiple captures on a single authorization?

A: No. Cash App Pay does not support multi-capture (multiple separate captures on one authorization). You cannot authorize 100andthencapture100 and then capture 100andthencapture30 followed by another $20 capture.

Q: Does Cash App Pay support partial capture (undercapture)?

A: Yes. Cash App Pay supports capturing less than the authorized amount. For example, you can authorize 100andcaptureonly100 and capture only 100andcaptureonly50. The remaining $50 will be automatically released to the customer.

Q: Does Cash App Pay support overcapture (capturing more than the authorized amount)?

A: Yes, with proper configuration. Overcapture is commonly used for scenarios like adding tips after the initial authorization.

This feature must be enabled by the internal team. Please reach out to your Solutions Engineer or Technical Account Manager for more information about enabling overcapture for your merchant account.

Card network overcapture limits vary by network and merchant use case. For example, Visa generally allows up to 15% overcapture, though higher limits can be configured for specific scenarios (e.g., QSR merchants).

Q: Can the authorization window be extended beyond 7 days?

A: Extension conditions are limited due to card networks rules and are evaluated on a case-by-case basis.

Please reach out to your Solutions Engineer or Technical Account Manager to discuss authorization window extension requests.